This interview helps someone in Massachusetts write a "cease communications" letter to a debt collection agency. A "cease communications letter" is a letter you can send to a debt collection agency to ask that they stop contacting you about a debt.

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More information:

• What are my rights when debt collectors contact me? | MassLegalHelp
• Original form

Can I use this tool?

If you are a person being contacted about a debt you owe, you can use this interview to request the debt collection agency stop contacting you. If you make less than $750 per week, or if your income is from certain protected sources, the debt collection agency may not be able to take certain actions against you, such as garnishing your wages. If that is the case for you, this interview will also help you write a letter to the debt collection agency explaining that.

How to select the right court form

Before you start

Before you get started, please gather:

1. debt collection agency's name and address
2. Your account number
3. Creditor's name

When you are finished, you will need to:

1. Print this letter
2. Sign and mail to the debt collection agency

What happens after you finish

After completing this interview, you will get your completed forms ready for filing. This interview may give you more information about what happens next based on your answers. Learn how to file in Massachusetts.

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